Post Name: Senior Manager – MSME Relationship, Senior Manager – Credit Analyst, Manager – Credit Analyst
Total Vacancies: 166 posts
Organization: Bank of Baroda
Department: MSME Banking
Employment Type: Regular Basis (Permanent)
Probation Period: 12 months from the date of joining
Service Bond: Minimum three years of service required, or compensation of ₹5.00 Lakhs
Location: Candidates must be willing to serve anywhere in India
Vacancy Breakdown
Post Name | Grade/Scale | Vacancies | Age Limit (Years) |
|---|---|---|---|
Senior Manager – MSME Relationship | MMG/S-III | 113 | 30-40 |
Senior Manager – Credit Analyst | MMG/S-III | 19 | 29-37 |
Manager – Credit Analyst | MMG/S-II | 34 | 25-34 |
Reservation Details
Category | Vacancies |
|---|---|
SC | 47 |
ST | 27 |
OBC | 49 |
EWS | 37 |
UR | 6 |
PWD | 16 |
Total | 166 |
Educational Qualification
Senior Manager – MSME Relationship
Mandatory: Graduation in any discipline from a recognized university.
Preferred: Two-year full-time MBA/PGDM in Finance, Marketing, Sales or Banking.
Senior Manager – Credit Analyst
Mandatory: Graduation in any discipline from a recognized university.
Preferred: CA/CFA/CMA or Two-year full-time MBA/PGDM in Finance.
Manager – Credit Analyst
Mandatory: Graduation in any discipline from a recognized university.
Preferred: CA/CFA/CMA or Two-year full-time MBA/PGDM in Finance.
Experience Required
Senior Manager – MSME Relationship: Minimum 8 years of experience in Banking, out of which 4 years in Credit Processing or Sales of Loan Products with any Bank, NBFC or Financial Institutions in India. Experience in MSME Credit Processing or Sales of MSME Loans is preferred.
Senior Manager – Credit Analyst: Minimum 6 years of experience in Credit Processing with any Bank, NBFC or Financial Institutions in India, or minimum 6 years as Analyst in RBI approved Rating Agencies. For CA/CMA qualified candidates, minimum 5 years experience is required.
Manager – Credit Analyst: Minimum 3 years of experience in Credit Processing with any Bank, NBFC or Financial Institutions in India, or minimum 3 years as Analyst in RBI approved Rating Agencies. For CA/CMA qualified candidates, minimum 2 years experience is required.
Age Limit
The age limit mentioned is for General category candidates as on 1 February 2026. You can use our Age Calculator to check your exact age as per the eligibility criteria.
Category | Age Relaxation |
|---|---|
SC/ST | 5 years |
OBC (Non-Creamy Layer) | 3 years |
PWD (Gen/EWS) | 10 years |
PWD (OBC) | 13 years |
PWD (SC/ST) | 15 years |
Ex-Servicemen (Gen/EWS) | 5 years |
Ex-Servicemen (OBC) | 8 years |
Ex-Servicemen (SC/ST) | 10 years |
Scale of Pay
MMG/S-II (Manager): ₹64,820 – 2,340 – 67,160 – 2,680 – 93,960
MMG/S-III (Senior Manager): ₹85,920 – 2,680 – 99,320 – 2,980 – 1,05,280
In addition to the basic pay, selected candidates shall be entitled to allowances and benefits as per the Bank’s policies, which may include bank-specific allowances, perquisites, and other facilities as per industry-level bipartite settlement.
Application Fee
Category | Fee Amount |
|---|---|
General, EWS, OBC | ₹850 (Inclusive of GST) + Payment Gateway Charges |
SC, ST, PWD, ESM/DESM, Women | ₹175 (Inclusive of GST) + Payment Gateway Charges |
Note: The application fee is non-refundable irrespective of whether the online test is conducted or not, and even if the candidate is shortlisted or not for the interview.
Credit History Requirement
Candidates must maintain a satisfactory credit history with a minimum CIBIL score of 680 or above at the time of joining. Candidates who have defaulted on repayment of loans or credit card dues shall be deemed ineligible for appointment.
Selection Procedure
The selection process may comprise Application Scrutiny, Online Test, Psychometric Test or any other test deemed suitable, followed by Group Discussion and Personal Interview of candidates.
Online Examination Pattern (If Conducted)
Section Name | Questions | Marks | Duration |
|---|---|---|---|
Reasoning | 25 | 25 | 75 Minutes |
English Language | 25 | 25 | 75 Minutes |
Quantitative Aptitude | 25 | 25 | 75 Minutes |
Professional Knowledge | 75 | 150 | 75 Minutes |
Total | 150 | 225 | 150 Minutes |
Qualifying Marks: 40% for General and EWS category, 35% for Reserved categories in each section. There is no negative marking for wrong answers.
Personal Interview Qualifying Marks: 60% for General category and 55% for Reserved category.
How to Apply for Bank of Baroda Recruitment 2026?
Candidates need to follow the step-by-step procedure given below to submit their online applications for Bank of Baroda MSME Banking recruitment:
Visit the official Bank of Baroda website at www.bankofbaroda.bank.in and navigate to Career section → Current Opportunities. |
Click on the notification link for “Recruitment of Human Resource on Regular Basis for MSME Banking Department”. |
Read the official notification carefully and check your eligibility for the post you wish to apply for. |
Click on “Apply Online” button and register yourself by providing your basic details including valid email ID and mobile number. |
Fill in the online application form carefully with all required details such as personal information, educational qualification, and work experience. |
Upload scanned copies of your photograph, signature, and required documents (Resume, DOB Proof, Educational Certificates, Experience Certificates, Caste Certificate if applicable, PWD Certificate if applicable, Pay slip if applicable) as per the specifications mentioned. You can use our Image Resize Tool to resize your photograph and signature if needed. |
Pay the application fee online through Debit Card, Credit Card, Internet Banking or UPI. Transaction charges will be borne by candidates. |
Review all entered information carefully before final submission. No changes will be allowed after clicking the Submit button. |
After successful submission, take a printout of the application form and e-receipt for future reference. Note down the acknowledgement number. |
Important: Candidates should apply online well before the closing date to avoid last-minute technical issues. The process is complete only when the fee is deposited successfully.
Important Dates of Bank of Baroda Recruitment 2026
Notification Date | 6 February 2026 |
Apply Start Date | 6 February 2026 |
Apply End Date | 26 February 2026 |
